Having damage to your vehicle or boat after an accident, hail storm, or other incident can leave you grasping for answers and searching desperately for quick and cost-effective repairs.
Likely, the first thing you’ll be wondering is whether or not your repairs will be covered by your insurance. Well, if that is the route you choose to pursue there are a few things you need to understand about the process.
First, your insurance company will likely refer you to one of their preferred adjusters in order to assess the damages and the costs for both parties. But you may be asking yourself, “Why do I need an adjuster/ What do they even do?”
Well, having an insurance claims adjuster look at your vehicle is a necessary process in order to help the insurance company, whether it’s your own or that of the person at fault, to determine the extent of the damages.
You likely won’t have the choice of choosing from an adjuster of your own, and that’s because it’s supposed to be an objective practice which will allow the adjuster to inspect and ensure that nobody is paying for damages from a previous incident.
Therefore, the claims adjuster will go through and inspect the vehicle for rust, previous repair attempts, or other signs to ensure you are only being compensated for the accident in question.
However, there’s a good chance that the insurance company’s adjuster will try to give you the least possible amount for your damages. You may be able to negotiate or counter their initial valuation, if you have a convincing reason. That’s where having an estimate from a trusted auto body collision repair shop is a key factor. Which brings us to our next point.
Choose Your Own Shop
After your adjustment is finished, your insurance company will probably refer you to have your auto body repair work done at a preferred shop.
Before you head to the shop that they recommend, take the time to shop around a little bit. While they may have their own preferred shops that they recommend, it is not a requirement for you to take your car into them. They may have special deals worked out with certain shops, but that does not mean that you have to abide by their preferences. Instead, you can and should take your car into an auto body collision repair center that you know and trust.
When it comes to auto body collision repair in Stillwater and the rest of the East Metro area, there’s only one name that you can trust to handle all of your needs: Hassis Paintworks.
Whether we’re on your insurance company’s preferred list or not, we will work with you and the insurance company to ensure that all repairs are accounted for, at a price that is fair to you, and we’ll make sure the job is completed in a timely manner.
Plus, if we find any additional damage or work that needs to be done throughout the process, we’ll take care of submitting those claims into the insurance company ourselves, so that you don’t have to deal with the hassle.
When it comes to auto body collision repair in Stillwater, there’s no better place than Hassis Paintworks. Contact us today for an estimate.